Tags :project finance compliance

With $4.2 trillion in outstanding fixed asset loans in China’s corporate lending market, international investors increasingly encounter complex compliance scenarios. This definitive 2025 guide examines the most debated use cases—from debt refinancing to intangible asset financing—with actionable insights for North American businesses operating in China. 1. Permissible Use Cases Under PBOC Guidelines Core Applications: Gray Areas Requiring Special Approval: 2. Top 10 Controversial Scenarios Explained ① Cross-Bank Loan Refinancing Compliance Checklist: ② Shareholder Loan Repayment Permitted When: Prohibited For: ③ Trust Loan Substitution Key Distinction: ④ Interest Payment Financing Capitalization Rules: ⑤ Payroll Expenditures Allowable Cases: 3. Specialized Financing Structures Intangible Asset Financing Timeline Project Phase Eligible Product LTV Limit Pre-approval Working capital loan 50% Construction permit Bridge financing 65% Active development...

Like(0)SinoLoanExpert2025-03-29Banking Advisors capital expenditure fundingChina fixed asset loansChinese banking standardscommercial property financing Asiacross-border collateral loansdebt restructuring Chinaindustrial equipment loansinfrastructure investment financingPBOC lending regulations 2025project finance complianceViews()